Tired of getting hassled by high fees and slow transfer times when sending money to your family and friends? Coins.ph, the country’s largest crypto exchange and one of the fastest-growing mobile wallets, can help you level up your lifestyle by making fund transfers super easy and affordable, especially this yuletide season.

Whether you’re helping mom pay for the grocery run, funding your sibling’s online shopping spree, settling up with your friend for last night’s samgyup, or sending that much-awaited cash gift (pamasko) during the holidays—Coins.ph is your ultimate companion app for everyday Filipino money moves.

Coins.ph understands that every peso counts, especially during the busy holidays. That’s why they’ve structured its service fees to be among the most sulit in the country, ensuring your hard-earned money stays right where it belongs: in your wallet.

Here’s how Coins.ph helps you maximize your funds and spread the holiday cheer:

Coins-to-Coins Transfers at Zero Fees

Want to send money to another Coins.ph user? Just tap, send, and it arrives instantly—for absolutely P0 fee. This is a game-changer! Unlike some other mobile wallets that charge a “convenience fee” even when sending money within their own app network, Coins.ph keeps it completely free. It’s the perfect, worry-free way to send padala, pay back friends, or pool money for a quick getaway without losing a single cent to transaction charges.

Affordable Transfers to Other Banks and Wallets

For instant needs, you can use InstaPay to send money from your Coins wallet directly to any major bank or other e-wallet 24/7 for a flat fee of P10, making it the quickest option for urgent payments. Alternatively, if you’re sending a larger amount and can wait a few hours or within the same banking day, PESONet is your budget-friendly choice, costing only P5 for transfers from Coins.ph to any major bank or e-wallet.

High Daily Limits for Flexible Transactions

Coins.ph also supports your big moves, offering some of the highest transaction limits in the mobile wallet space. Once you are Identity Verified (Level 2), you can cash in and cash out up to ₱1,000,000 daily. For Enhanced Verified (Level 3) users, this limit skyrockets up to ₱10,000,000 daily, ensuring you never hit a wall, whether sending payments for your business, managing serious investment funds, or sending cash gifts to friends and family.

Sending and Spending Made Easy

“There’s more to Coins.ph than just trading,” says Amira Alawi, Coins.ph Global Marketing Director.

“The direction that Coins is focusing on is building a superapp—a place where users can trade, pay, send, and manage their digital assets without jumping between multiple platforms.”

Alawi explained that this evolution is driven by how people live today. “Consumers want simplicity. They want speed. They want everything in one place. That’s why our peer-to-peer transfers have become such a go-to feature, especially with the holiday season right around the corner.”

“Whether someone is sending ₱500 as a small cash gift or ₱50,000, we try to make it as easy and convenient as we can. It’s the same with spending money, we’ve heard all user feedback and have a lot of exciting updates in store.”

From managing monthly remittances to shopping, to surviving spontaneous lakwatsa moments with friends, Coins.ph is making sure your money moves as fast as your life does.

To know more about how you can send and receive money using the Coins.ph app, visit www.coins.ph and follow the official Facebook page at https://www.facebook.com/coinsph