7 Important Apps That Everyone Should Have in Their Phones

Smartphones are some of the most useful and versatile pieces of technology these days. They not only allow us to communicate with ease, but they also help with productivity and even provide entertainment.

This simply means that, in order to maximize the capabilities of your smartphone, you need to have all the right apps. Here are just a few of the most important kinds of apps that you should download right now (if you don’t have them yet):

E-Wallets

Thanks to the power of the internet, practically everything can now be done online. Whether you’re shopping for Christmas gifts or sending money to your loved ones, all it would take is a few taps on your phone.

Speaking of sending money to your loved ones, this is only just one among many functions of an e-wallet. You can also use this app to purchase discounted prepaid load and mobile data, pay bills, buy tickets and game credits, and more.

Luckily, you won’t have any issues on how to get a mobile wallet in the Philippines. Much like any other app, you can download them from your phone’s native app store. Then, just follow the instructions to register and get your account verified and upgraded.

Banking Apps

If you have bank accounts and/or credit cards, it’s a good idea to also download the accompanying app for them. This way, it’s easier to monitor your account activity. This is especially important for credit cards, so you can easily watch out for fraudulent transactions.

Banking apps also allow you to create alerts for various actions. For example, you can opt to receive SMS alerts if someone withdraws more than a specific amount from your ATM account. In addition, you can also secure your credit card by turning on two-factor authentication whenever a purchase is made.

Password Managers

Cybersecurity experts always remind internet users about good password habits. These include using unique passwords per account and regularly changing your passwords to keep hackers from figuring them out. The problem is that with so many sites and services, it can be difficult to keep track of every username and password you have.

Thankfully, there are now password managers to help you sort out these sensitive details. These apps can help you keep your login credentials safe, auto-fill forms securely, and generate complicated, extra-safe passwords. Many password managers are usually controlled by a master password, so you only have to remember one instead of tens of passwords.

2FA or Authenticator Apps

Two-factor authentication or 2FA adds another layer of security to your accounts. Basically, they generate codes or OTPs that you need to input after you’ve already entered the correct password. This way, even if a hacker manages to acquire your password, they still can’t log-in to your account.

Try to find an authenticator app that can be linked with all or a majority of your most-used apps. Often, authenticator apps can be linked with social media, messaging, shopping sites, and cloud services.

Budget Planner

If you often find yourself having trouble managing your finances, perhaps it’s a good idea to download a budget planner. With this kind of app, you can manage your income and track your expenses the easy way.

Depending on the budget planner you download, you may also get additional features such as savings goals, debt trackers, bill reminders, and more.

Cloud Storage

Are you the type who saves a LOT of files on your phone? It may be best to instead have a cloud storage account so you don’t run out of space and slow your phone down.

There are many free cloud storage apps that offer around 10 to 20GB of space for free. If you need more, you usually need to pay a monthly fee. The most popular one is probably Google Drive, since it’s linked to Google’s suite of apps. Another popular choice is Dropbox.

File Managers

If you often use your phone for work, it’s a good idea to download a file manager. Your phone already has one, but a dedicated file manager can make it easier to view, sort, and access your files. There are also file manager and explorer apps that allow you to bookmark and encrypt files.

What’s even better is that there are also file managers that you can link with your preferred cloud storage app and the SD card in your phone. This makes for a more seamless experience.

Other Apps to Download

There are thousands of other apps you can download on your phone, but some of the ones you may want to have include the following:

• To-do list apps, for task management.
• Exercise apps, for fitness and health.
• Maps and navigation apps, for driving and getting to your destinations faster.
• Your preferred shopping apps, for essentials and miscellaneous shopping.
• Your preferred entertainment apps, such as games or video streaming apps.
• A camera app, to get the best shots using your phone’s cameras.

With these applications, you can truly make the most of technology. Get them now and transform the way you use your smartphone.