PayMongo Celebrates 6 Years: Launches Financial OS and Fast Onboarding for Filipino Businesses

Manila, Philippines — Marking six years of fintech innovation, PayMongo has introduced its most significant transformation yet with an enhanced Financial OS and an upcoming industry-first express onboarding feature. This new offering will enable businesses to start operations faster and seamlessly access PayMongo’s comprehensive suite of financial tools.

During its sixth-anniversary event at Uma Nota, Shangri-La BGC, PayMongo unveiled a refreshed brand identity and an expanded financial platform designed to simplify business payments, provide instant funding access, and seamlessly integrate financial tools into software platforms. A standout feature of this evolution is PayMongo Capital, a financing solution that offers businesses quick and flexible funding, further reinforcing the company’s dedication to financial inclusion and scalable growth.

“We’re not just changing our look, we’re redefining how businesses access financial power,” said Luis Sia, Chairman and Co-Founder of PayMongo. “With our upcoming express onboarding and new Financial OS, businesses will soon be able to start accepting digital payments faster than ever. PayMongo Capital further ensures they have the resources to scale seamlessly.”

Six Years of Growth: From Payment Gateway to Financial OS

Since its launch, PayMongo has evolved beyond a payment processor into a comprehensive Financial OS, providing businesses with seamless, secure, and scalable financial solutions. Under the leadership of CEO Jojo Malolos, the company has achieved:

• 4.3x increase in Total Payment Volume (TPV)
• 3x revenue growth
• 3.6x increase in gross profits

Alongside this growth, PayMongo has strengthened its security and compliance infrastructure, earning SOC2 Type 2 certification and forming strategic partnerships with the Anti-Money Laundering Council (AMLC). The company remains fully compliant with Bangko Sentral ng Pilipinas (BSP) regulations, reinforcing its position as one of the country’s most secure and trusted financial platforms.

“We’re not just celebrating a milestone, this rebrand is a statement of our commitment to building a future-ready financial ecosystem,” said Malolos. “Beyond payments, we now provide businesses with the capital to expand and enable software platforms to embed seamless financial tools. Our infrastructure powers both direct business growth and industry-wide innovation while maintaining the highest standards of security and compliance.”

The Future of Financial OS: Fast, Scalable, and Secure

With its expanded capabilities, PayMongo redefines how businesses operate in a digital-first economy. The soon-to-launch express onboarding will set a new benchmark for accessibility, allowing businesses to start accepting payments with unprecedented speed.

The new Financial OS also offers:

1. Instant settlement capabilities, ensuring businesses get paid without delays
2. Embedded finance infrastructure, allowing B2B and SaaS platforms to integrate payments effortlessly
3. Comprehensive payment acceptance, supporting credit/debit cards, e-wallets, and direct online banking
4. Advanced fraud prevention and compliance, strengthening business security and trust
5. PayMongo Capital provides businesses with seamless access to growth funding

From small businesses to large enterprises, companies rely on PayMongo’s Financial OS to streamline their operations. Bebang’s Halo-Halo simplifies payment and cash flow, while Lazada uses PayMongo’s QRPh technology and BNPL partnerships to offer consumers more flexible payment options. Strategic collaborations with Mochi Solutions and Mosaic Solutions further showcase PayMongo’s embedded finance tools, improving financial transactions across multiple platforms.

“By providing both direct financial tools and enabling other platforms to build on our infrastructure, we’re creating multiple pathways for businesses to grow,” added Malolos. “Whether they access capital through PayMongo or leverage our payment capabilities in their own platforms, businesses will soon have more powerful ways to scale.”