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    Home»Lifestyle»6 Ways to Reduce Your Outgoings
    Lifestyle

    6 Ways to Reduce Your Outgoings

    Mommy IrisBy Mommy IrisAugust 24, 2017No Comments3 Mins Read
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    Is money a little tight? Do you want to increase your savings in order to boost your financial security? You don’t have to make any dramatic changes to your lifestyle. Simply read the six ways to reduce your outgoings.

    Compare the Best Energy Bills

    Small monthly outgoings can add up to one substantial annual amount. You must therefore proactively look for ways to cut back on any unnecessary outgoings. We therefore recommend reviewing your utility bills, as it might be that you’re overpaying on your gas and electricity. Turn to a reliable comparison website to discover the best deals and energy companies online, who can offer a better utility price. What’s more, many also offer some great introductory deals to save you money, as well as a free gift for moving providers.

    An Inexpensive Car

    The car you choose can determine your monthly outgoings, which is why you must choose wisely when investing in a vehicle. We therefore recommend browsing the market to discover a vehicle that’s inexpensive to run, such as the popular Polo Vivo. It’s an affordable entry-level vehicle that will help you easily navigate your way from A to B.

    Write a Shopping List

    We spend so much money on food throughout the year, which is why it’s one of the first areas to review when attempting to reduce your outgoings. With careful planning, it’s easy to reduce your food expenditure. Write a shopping list of all the items you’ll need, and visit different stores to buy discount products – you’ll find you can shave a considerable amount off your weekly budget.

    Change Insurance Policies

    Whether you are in the market for a smartphone, car, home or health insurance, make an informed decision before you sign up to an insurance policy. Use a comparison website to discover the best premium for both your needs and budget. This will provide the financial protection you need without eating away at your bank balance.

    Make Your Own Lunches

    Do you buy your lunch every working day? Stop pouring money down the drain and start making and taking your own lunch to work. It’s an affordable way to reduce your outgoings while enjoying a tasty meal. If you don’t believe us, add together how much money you’re spending each day to identify how much cash is being wasted each week, month and year.

    Stop Impulse Buying

    Many of us are guilty of buying an item on an impulse that we don’t really want or need. We therefore recommend stepping away from the store to consider whether you really need the item. Leaving the store without the product can boost your bank balance, as it could prevent you from spending money on an unnecessary purchase. However, if you still want the item, you could always return to buy the product later or wait for it to be reduced in store.

    Do you have any top tips for reducing monthly outgoings? If you do, please write a comment below.



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    I'm a lifestyle and mommy blogger from the Philippines.Pinay Ads was created to share bits and pieces of my life and my family. I have a wide array of interests that include entertainment, movies, music, gadgets, traveling, food, baking, and more. So, I hope you’ll stick around and enjoy reading!

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